Property & Casualty Insurance
Affinity Nonprofits offers access to a wide range of additional property and casualty insurance products. We work with you to find the appropriate combination of cost and coverage for each exposure. Please call. We’re happy to discuss your individual needs and to explain what products are available for your risk.
Affinity Nonprofits offers P&C coverage to a wide variety of nonprofits organizations.
Our two primary P&C programs are for Social Service organizations
and trade & professional associations
If you have a specific type of nonprofit where you are seeking P&C coverage, give us a call and we’ll let you know if we can help.
Primary Nonprofit Classes
- Social Services
- Trade & Professional Associations
- Other nonprofits
The ‘BOP’ policy combines property, liability, business interruption, crime and a variety additional coverage into one affordable package.
Covers the nonprofits physical assets, such as their building, personal property, equipment, furnishings, fixtures, inventory, computers, valuable papers, records and more.
Provides coverage for bodily injury and property damage litigation involving the nonprofit’s premises, operations and products. Includes fire legal liability, advertising injury and personal injury liability.
We offer bodily injury and property damage liability, physical damage coverage, and access to any state-mandated coverage for injuries to occupants of the vehicle.
In the event of a catastrophic claim, provides access to higher liability limits should the limits on the underlying general liability, automobile liability or employers liability be exceeded.
Crime coverage includes employee dishonesty, forgery & alteration, money & securities, ERISA compliance and more. (Crime coverage may also be available by endorsement on the D&O policy.)
Inland Marine Insurance gives the nonprofit the ability to individually insure specific pieces of equipment on a schedule, such as healthcare diagnostic equipment.
Workers’ Compensation is governed by each state’s workers’ compensation laws. In general, it provides medical coverage and wage loss benefits to employees for work-related accidents, injuries or illnesses; plus employer’s liability for employee-related lawsuits that arise from their impairment.