Event Cancellation Insurance for Nonprofits

NEW! Active Assailant/Malicious Attack + Crisis Management – Available Limits up to $2.5M for Legal Liability (bodily injury/ property damage) as well as Crisis Management from industry experts, and Extra Expense coverage. Subject to an additional premium charge. This enhancement is in addition to the Event Cancellation coverage already included automatically in your Showstoppers policy for Active Assailant/Malicious Attack incidents that could impact revenue or committed expenses.

 Virtual Transmission - Coverage up to $175,000 in the aggregate for failure or malfunction of Necessary Facilties related to a video broadcast, webinar, webcast or internet data stream broadcast that is due to take place during your in-person Event.

Adverse Weather - Coverage up to the full limit of indemnity for severe weather conditions such as, but not limited to snowstorms/ice storms, hurricanes, tornadoes and flooding. Adverse weather coverage for outdoor events can be included upon review and acceptance by underwriters.

Automatic Coverage for Adverse Weather for Golf and Other Sporting Events & Hole-In-One Coverage - Up to $125,000 for losses due to adverse weather conditions for golf tournaments and up to $100,000 for other sporting events. Up to $75,000 in coverage for hole-in-one prize indemnity.

Automatic Coverage for Events $100,000 or less – Coverage is extended to include unreported events where neither the total expenses or gross revenue exceeds $100,000, not to exceed $300,000 in the aggregate within the policy period. Coverage is limited to direct result of flood, earthquake, adverse weather, volcanic eruption, hurricane, wildfire, tsunami or fire causing physical damage at the venue.

Civil Commotion – Coverage available upon request for civil unrest, riot, popular uprising and the like. Subject to available underwriting capacity and an additional premium charge.

Commitments – An additional 15% above the limit of indemnity for commitments under vendor contracts such as hotel room blocks but not to exceed $500,000 in the aggregate for all events within the policy period.

Earthquake Coverage - Coverage up to the limit of indemnity for the hazards of earthquakes.

Emergency Travel Arrangements - Coverage up to $100,000 in the aggregate for all events during the policy period for return of participants back to venue should they become stranded.

Multi-Year Policy Terms - A variety of policy term options are available up to 36 months.

Non-Appearance of a Speaker - Automatic coverage for up to $75,000 for the non-appearance of a speaker due to covered causes of loss. Additional coverage (including coverage for Principle Speakers) is available upon request.

Penalties for Failure to Vacate - Direct and necessary additional expenses incurred for failure to vacate venue facility on time.

Physical Loss of Personal Property & Door Registration Receipts - Up to $500,000 in coverage for business personal property at the venue and while in transit to or from an event. Coverage for up to $500,000 in door registration receipts at the event or while en route to the bank.

Public Relations Expenses - Up to 20% of the Limit of Indemnity for each Event, but not to exceed $100,000 in the aggregate for all events within the policy period.

Remedial Action & Extra Expenses - Coverage for reasonable and necessary extra costs to avoid or diminish a loss.

Requisition or Confiscation of the Venue - Coverage due to the requisition or confiscation of the venue by local, national or federal government as a sole and direct result of flood,earthquake, volcanic eruption, hurricane, tropical storm, tsunami, cyclone, winter weather, fire, wildfire or terrorism.

Terrorism Coverage - Multiple terrorism options are available.

Venue Damage - Coverage for losses due to terrorism at the  venue up to 12 months prior to the scheduled start date of the event.